Buying Guide
Nestons – Trusted Estate Agents in West Hampstead
As one of West Hampstead’s longest-established estate agents, we combine experience with modern technology.
Our cloud-based system ensures your property is instantly marketed online to potential buyers.
Buying Process
1. Find a Property Browse our sales section for listings with full descriptions, floor plans, and photos. 2. Work Out Your Budget Explore options like: - Repayment Mortgage - Interest-Only Mortgage - Fixed Rate or Capped - Mortgage Make sure you have a local, experienced conveyancing solicitor in place. 3. Arrange a Viewing Register with us to book a viewing. Our negotiators handle most appointments, but some vendors prefer to conduct them directly. Pre-qualification is required. 4. Viewing Day If you need to cancel or reschedule, please notify us as early as possible. We’ll request feedback afterwards for the seller. 5. Make an Offer Contact us by phone or email to submit your offer. 6. Offer Accepted Provide your solicitor and mortgage broker details. We’ll issue a sales memorandum to all parties. 7. Conveyancing Your solicitor will review the seller’s documents, including contracts, property forms, planning permissions, and leasehold details (if applicable). Once satisfied, they'll report back to you. 8. Local Authority Search Your solicitor will also carry out a search with the local council to identify any planning or infrastructure issues.
Mortgage Calculator
Estimate your monthly payments for repayment or interest-only mortgages.
Enter your loan amount, interest rate, and mortgage type to see your projected monthly costs.
Calculate your Stamp Duty
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STAMP DUTY WILL APPEAR HERE
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* This calculator applies rates effective from 4 December 2014.
* The calculated amount is for guidance only; please confirm the final figure with your solicitor.
Stamp Duty
If you're buying a property over £125,000, you'll usually need to pay Stamp Duty.
What is Stamp Duty
Stamp Duty is a government tax on property purchases, calculated based on the price of the property and other factors such as whether you're a first-time buyer. It helps formalise the legal transfer of ownership and must be paid within a specific timeframe after the sale. Use our calculator to get an estimate of how much Stamp Duty you may owe—just remember, this is a guide only, and you should confirm the final amount with your solicitor.
BAND | PORTION OF PRICE | RATE |
|---|---|---|
4 | Over £1.6m | 12% |
3 | 925,001-£1.5m | 10% |
2 | £250,001-£925000 | 5% |
1 | Up to £250,000 | 0% |